Credit Officer | Underwriting | Makati

Job Summary

Evaluates consumer loan applications and performs verification as needed. Assess eligibility, determine degree of risk involved in extending credit or loan, provide data-driven decision and sound judgment.

Duties and Responsibilities

Reviews and assesses consumer loan applications based on minimum risk acceptance criteria to determine eligibility.

Establish identity and capacity to pay based on investigation results, credit checking, and submitted documents, to determine feasibility of granting loan or credit.

Renders sound judgment and credit decision on consumer loan applications.

Ensures compliance with policies and procedures using the operations manual and underwriting guidelines to control risk.

Proactively propose initiatives to achieve or improve productivity, service delivery, and quality of work.

Performs other related tasks which may be assigned from time to time.

What we're looking for

Bachelor's Degree in Business Studies/Administration/Management, Commerce, Finance/Accountancy/Banking

With 2 years or more experience in Banking and Finance, or Credit Evaluation in Lending Companies/FinTech are preferred

Knowledge on credit evaluation process

Underwriting skills

Time management

Service-oriented

Team player

Industries:Financial Services

Function: Others