Head of Credit

Job Summary

We are hiring a proactive and experienced Head of Credit to manage credit operations across the South-South region.

This role is based in Benin City and will oversee lending activities in Warriand Port Harcourt.

The successful candidate will bring a strong background in micro-lending, fintech lending platforms (e.g., Palmpay, Opay), or microfinance institutions, and must be capable of working directly with clients and field teams.

The Head of Credit will be responsible for building and maintaining a strong regional loan portfolio, leading credit evaluations, managing a team of officers, and maintaining compliance with company and regulatory policies.

This role requires extensive field engagement and the ability to guide sales teams in identifying and assessing credible borrowers.

Key Responsibilities

Credit Operations & Management:

Direct all credit operations in Benin, Warri, and Port Harcourt.

Define and enforce credit standards and procedures tailored to the regional market.

Monitor credit performance, PAR levels, and delinquency rates.

Oversee loan approvals, disbursement processes, and recovery efforts.

Field Evaluation & Sales Collaboration:

Work hand-in-hand with sales agents to assess customer viability at the point of sale.

Conduct on-site visits to evaluate customer businesses and validate loan requests.

Ensure credit decisions are data-driven and reflect real-time client assessments.

Industries:Human Resources

Function: Accounting and Finance