Branch:gold Loan Officer

Job description

**Branch Gold Loan Officer**

• *INTERNAL USAGE: (to be removed before publishing externally)**

• *No. of Vacancies**:

• *Manager**:

- Branch Operations Head**Is a Team leader?**

- N**Team Size**:

- 0**Grade**:

- Officer, AM, DM**Business**:

- Rural Lending**Department**:- Rural Lending Gold**Sub **Department**:

- NA**Location**:

• *About Branch Banking**

- With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank

- s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank

- s customer engagement strategy across products and services**About **the **Role

Gold Loan Officer is responsible for Gold Loan Operations in the branch.

- Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory.

- Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and mínimal attrition.

- Process and Compliance

- To achieve the highest level of operational and compliance superiority along with top line numbers.

• *Key Responsibilities

- To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases

- To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel.

- To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio

- To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team.

• *Qualifications

Optimal qualification for success on the job is:

- Graduate/ MBA (Marketing) preferred from a recognized institute.

- 2-4 years of relevant work experience (preferably NBFC).

• *Role Proficiencies:

- Proven work experience in branch banking or channel sales

- Solid Relationship Building Skills with experince of channel sales, team management

- Strong problem solving skills and willingness to roll up one

- s sleeves to get the job

- Skilled at working effectively with cross functional teams in a matrix organization

- Excellent written and verbal communication skills"

Industries:Banking, Financial Services, Investment Banking