Credit and Portfolio Quality Review Officer | Bank

Key Responsibilities:

Credit Review & Assessment:

Conduct regular reviews of the bank’s loan portfolio to evaluate credit risk exposure and identify early warning signs of deterioration.

Assess the creditworthiness of borrowers and ensure compliance with credit policies and risk management frameworks.

Analyze financial statements, repayment trends, and business conditions affecting borrowers.

Portfolio Quality Monitoring:

Monitor the bank’s credit portfolio to track delinquencies, non-performing loans (NPLs), and loan concentration risks.

Identify patterns or trends that may indicate potential risks and recommend mitigation strategies.

Work closely with Relationship Managers, Credit Officers, and Risk Management teams to maintain portfolio health.

Regulatory Compliance & Policy Adherence:

Ensure that all credit reviews and assessments align with Bangko Sentral ng Pilipinas (BSP) regulations, Basel guidelines, and internal credit risk policies.

Assist in the preparation of reports for internal audit, senior management, and regulatory bodies.

Reporting & Documentation:

Prepare detailed reports on credit review findings, including recommendations for risk mitigation and portfolio improvement.

Maintain accurate and updated documentation of reviewed loan accounts and credit decisions.

Industries:Financial Services

Function: Others