Sales Executive (Loan Investment)

JOB TITLE: Sales Executive (Loan/Investment)

Location: Lagos/Ogun/Ibadan/Osun

Hybrid

JOB SUMMARY

The candidate will be responsible for selling various loan products. He/She will act as a liaison between customers and our financial institution and will help qualified applicants obtain loans on time.

The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments). He/ She will also be responsible for reviewing loan applications, evaluating the potential risks of granting loans to applicants

DUTIES & RESPONSIBILITIES

• Sell loans and investments to prospective clients
• Evaluate creditworthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and the feasibility of granting loans
• Determine all applicable ratios and metrics, and set up debt payment plans
• Communicate with clients either to request or to provide information
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure that they are complete and accurate according to policy
• Update account records, compute payment schedules, and process transactions on the ERP
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore all options, and introduce different types of loans
• Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process

QUALIFICATIONS/REQUIREMENTS

• Proven working experience as a Loan Officer
• Solid understanding of direct/indirect lending products and practices
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal-oriented environment and meet set targets
• BS degree in finance, economics, or a related field
• Solid understanding of local, state, and federal loan regulations.
• Knowledge of various financial products across the industry and sector
• Customer service-oriented with exceptional

Qualified candidates should send CVs to ********@*****.***