Account Officer (Iloilo)

The Account Officer solicits/markets potential borrowing accounts, reviews credit feasibility through evaluation of credit requirements and financials, prepares loan recommendation, ensures proper loan and collateral documentation, monitors accounts to mitigate past due and ensure timely recovery of the Bank's exposure.

Job Requirements

Skills and Qualifications

Bachelor’s degree in business or a related discipline

At least 2 years of related work experience gained from the banking industry

Ability to manage multiple accounts while seeking new opportunities

Ability to understand client needs, and negotiate costs and services

Proficiency in Microsoft Office, with aptitude to learn systems

Willingness to travel as needed to meet with clients and prospects

Preferred Skills and Qualifications

Expert in sales and marketing, credit and lending and portfolio/ account management

Credit evaluation, financial modelling, business strategy, marketing, contract review, loan structuring, cross-selling, negotiation skills, business development, presentation skills, business writing.

With network and experience in handling bank products: Commercial Loans and Small Business Loans

Industries:Banking

Function: Accounting and Finance