Personal & Private Banking (PPB) Risk Graduate Programme

Full job description

Job Overview

Business Segment: Personal & Private Banking

Location: ZA, GP, Johannesburg, Baker Street 30

Job Type: Full-time

Job Ref ID: 80439019A-0001

Date Posted: 3/19/2025

Job Description

We’re looking for talented individuals to join our Risk Management division as Graduate Trainees.

The aim of our 18-month graduate programme is to equip you with skills and experiences deemed necessary to set you up for becoming a skilled Risk Practitioner, with guidance and support from Senior Executives & Managers who run the Risk Management portfolios.

Through a series of rotations, you will learn how risk is managed in the bank and gain extensive experience in a wide range of analytical areas within the Personal & Private Banking (PPB) Risk business unit. These areas include Decision Science, Credit Solution Engineering and Lending portfolios (i.e., Credit Card, Home Finance, Car Finance and Personal Loans), Fraud Risk Management and Non-financial risk.

You will be recruited as a permanent employee from the start of the program and placed into a team of choice, after rotations conclude.

During this 18-month programme you can look forward to:

Learning about the Credit Lifecycle

Participating in value adding projects

Ad hoc reporting, insights and analytics to inform business decisions

Collaborating with various teams

Learning/improving coding skills

Driving modernisation of digital credit solutions/strategies in Africa Regions

Contributing to fraud insights and analytics

Scorecard, capital, impairments and/or machine learning model monitoring and/or development

Building credit strategies

Using data science tools to automate risk assurance processes.

Application closing date: 30 June 2025

Qualifications

Masters or Honours in:

BSc / Bcom / BDatSci

Statistics

Data Science

Pure Mathematics

Actuarial Science

Informatics / Information Systems

Computer Science

Computational and Applied Mathematics

Econometrics

Behavioural Economics

Honours qualification to be completed by 31 December 2025

Additional Information

Minimum requirements:

South African Citizen

Should you have work experience, it should not exceed 18 months

Full academic transcripts to be submitted with application for undergraduate and postgraduate studies

Industries: Banking

Function: Accounting and Finance