Associate Debt Manager-Flows-2 Wheeler Loan

Job Description:

Company Name: IDFC FIRST Bank

Job Title: Associate Debt Manager-Flows-2 Wheeler Loan

Job Type: Full-Time

Job Category: Retail Banking

Department: Retail Banking > Debt Management-Flows > Field > 2 Wheeler

Location: Kolkata, West Bengal, India

IDFC FIRST Bank is seeking a highly motivated and experienced Associate Debt Manager to join our Retail Banking team in Kolkata, West Bengal. As an Associate Debt Manager, you will be responsible for managing the 2 Wheeler Loan portfolio and ensuring timely collections and recoveries.

Key Responsibilities:

- Manage the 2 Wheeler Loan portfolio and ensure timely collections and recoveries

- Monitor delinquent accounts and take necessary actions to minimize losses

- Conduct field visits to assess customer creditworthiness and collect overdue payments

- Build and maintain relationships with customers to ensure timely payments and customer satisfaction

- Collaborate with internal teams to develop and implement strategies for improving loan performance

- Stay updated on industry trends and regulations related to 2 Wheeler Loans

- Provide regular reports and updates on portfolio performance to senior management

Qualifications:

- Bachelor's degree in Finance, Business Administration or related field

- Minimum of 2 years of experience in debt management, preferably in the retail banking sector

- Knowledge of 2 Wheeler Loans and collections processes

- Strong communication and negotiation skills

- Ability to work independently and in a team environment

- Proficient in MS Office and other relevant software

- Willingness to travel for field visits as required

We offer a competitive salary and benefits package, as well as opportunities for growth and development within the organization. If you are a self-starter with a passion for debt management and a drive to succeed, we encourage you to apply for this exciting opportunity at IDFC FIRST Bank.

Additional Parameters:

- Fluency in local language (Bengali) is preferred

- Knowledge of local market and customer behavior is a plus

- Experience in handling 2 Wheeler Loan collections in Kolkata is highly desirable

Industries:Banking, Financial Services, Retail