Credit Assessor (Mortgage AU) - WFH | w/ 30K Sign-On Bonus!

Job Description

• Initial examination of loan scenario as communicated by the broker.

• Credit analysis, product comparison and recommendation.

• Collection and maintenance of supporting documentation.

• Packaging of loan applications including commentary and notes.

• Passing deal on to Broker Assistant for lodgement then managing any credit critical issues (in conjunction with the broker) that may arise during the approval process.

• Regular customer and broker updates throughout the application process.

• Liaise with lenders, solicitors, accountants and appropriate third parties to ensure timely settlements.

• Process of valuations and home loan amendments.

• Oversee the execution of mortgage documents and settlement processes.

• Adhere to all compliance processes.

• Upload all relevant documents into aggregator software, for external audits.

• Contribute to regular team meetings.

• Help deliver a personable and professional service for clients.

Requirements

What we’re looking for:

• Bachelor’s degree

• Overall experience at least 3 years

• Minimum 2+ years’ experience in the Australian lending industry.

• strong understanding of NCCP regulations and lender application processes, ensuring compliance with privacy standards (e.g., tfn redaction).

• Proficiency in salestrekker (crm) and aggregator crm systems for managing client applications and workflows.

• Experience with quickli and apply online for data entry and document processing.

• Strong knowledge of Australian lender policies with the ability to stay updated on market and policy changes.

• Ability to communicate effectively with clients to collect necessary documentation and information.

• Capability to assess client files and propose suitable lender options to the broker.

• Proficiency in using lender serviceability calculators to assess borrowing capacity.

• Experience in ordering and following up on valuations.

• Ability to submit pricing requests to lenders.

Industries:Outsourcing/Offshoring

Function: Accounting and Finance