Account Officer

JOB QUALIFICATIONS:

- Bachelor’s degree in business, finance, economics, accounting, or related field (preferred) with at least 3 years of relevant experience

- Knowledge of Philippine banking regulations and lending practices

- Strong interpersonal, communication, and negotiation skills with the ability to analyze financial data and make informed lending decisions

- Goal-driven, detail-oriented, and able to work well in a team setting; willing to travel for client evaluations and training/workshops

RESPONSIBILITIES:

- Market and generate loans based on assigned target market and bank's lending directions

- Evaluate clients' financial needs, validate business and financial statements, and prepare loan recommendations

- Ensure all credit information is gathered, risks assessed, and loan applications go through the proper approval process

- Oversee loan documentation, registration, and disbursement

- Continuously monitor loan accounts, ensuring timely repayments and account maintenance

- Identify early signs of problem loans and initiate appropriate remedial actions or restructuring

- Maintain up-to-date credit folders and transfer accounts to the Remedial Management Department (RMD) when needed for further action

Industries:Banking

Function: Accounting and Finance